How It Works Who We Help FAQ Check My Eligibility
Free, honest education guidance

Already in the UK on a valid visa?
You may be able to study at a British university.

Depending on your visa type and how long you've been here, you may qualify for the same government student loans available to UK citizens. Most people never check. We find out for you — honestly.

Check My Eligibility — Free WhatsApp Us
Free · No obligation · Honest answer either way
🏛️
UK Universities
150+ degree programmes
You may qualify if you hold
One of these UK immigration statuses
  • Spouse or partner visa
  • Indefinite Leave to Remain (ILR)
  • EU Settled Status
  • Refugee or humanitarian protection
  • BN(O) — Hong Kong route
  • Other family visa routes
✓
Free eligibility check
Takes 2 minutes · Honest answer
0
% Free
No obligation
24h
Response time
guaranteed
0
Visa routes
we cover
London
Based advisors
in-person available
Independent education consultancy — not affiliated with Student Finance England or any UK government body SFE provides loans, not grants — repayment is required when earnings exceed the threshold Eligibility is not guaranteed and depends on your individual circumstances Final eligibility determination is made by Student Finance England only, not by StudentAid.uk Nothing on this website constitutes financial or legal advice Eligibility check is a free guidance service only — no fees, no obligation
The information gap

Most people in your situation have never checked.

Many people already living in the UK on a valid visa may qualify for Student Finance England — the government loan scheme that funds degrees for UK students. Most have no idea.

For some, this could be life-changing — a door back into education they assumed was closed. If you or someone you know has put studying on hold because of money, it may be worth two minutes to check.

Student Finance England eligibility generally requires settled status in the UK — meaning no immigration time limit — and three years of ordinary residence before your course starts. That description fits millions of people already living here.

What Student Finance England actually is

  • ✓Government tuition fee loans paid directly to the university on your behalf
  • ✓Government maintenance loans to help with living costs
  • ✓Repaid only when your earnings exceed a set threshold — the same rules as UK graduates
  • ✓Available to eligible people regardless of country of origin
  • !These are loans — not grants. They must be repaid. We will always be clear about this.
The process

Three steps. No jargon.

From your first question to the right outcome — here is exactly what working with us looks like.

1
Check your eligibility

Tell us your visa type and how long you've been in the UK. Our free 2-minute check — online or via WhatsApp — gives you an honest first assessment within 24 hours.

2
Speak to our team

If it looks promising, we connect you with our London-based education advisor for a free, proper consultation. In person or by phone — your choice.

3
Get guided to the right outcome

Whether that's a university application, an SFE eligibility assessment, or an honest conversation about what's possible — we walk you through every step.

Who we help

Are you in the UK on one of these routes?

Each of these statuses may carry eligibility for Student Finance England — depending on your individual circumstances and how long you've been here.

May qualify
Spouse / Partner Visa
Joined a British citizen or settled person. Eligibility depends on visa duration and residency.
May qualify
Indefinite Leave to Remain
ILR holders with 3 years UK residence typically have strong eligibility prospects.
May qualify
EU Settled Status
EU, EEA and Swiss nationals with settled status under the EUSS may be eligible.
May qualify
Refugee / Humanitarian Protection
Those granted refugee status or humanitarian protection have settled status and may qualify.
May qualify
BN(O) — Hong Kong Route
British National (Overseas) visa holders on the 5-year path to settlement.
Check yours
Other Family Routes
Not sure which applies to you? That's exactly why the check exists.
Eligibility is not guaranteed and depends on your specific circumstances. This is a general guide only — the only way to know for certain is an assessment.
Real journeys

What finding out can look like.

Results depend on individual circumstances. These are real outcomes — shared honestly.

Sara came to the UK on a spouse visa three years ago. She assumed studying was out of reach — too complicated, not for someone in her situation. Within 48 hours of contacting us, she had an honest answer: she was likely eligible. She's now in her second year of a nursing degree.

Sara, London Spouse visa holder · Now studying BSc Nursing

James arrived on EU settled status and wanted to retrain in tech but assumed the costs were beyond him. He WhatsApped us on a Wednesday. By Thursday he knew he qualified for Student Finance England. Six months later he started a computing degree.

James, London EU Settled Status · Now studying BSc Computing

Names changed. Published with permission. Eligibility determined by Student Finance England — not by StudentAid.uk. Individual results vary.

Start here

Two ways to find out.
Both free.

📋
Fill in the form below

Answer 4 quick questions. We'll review your situation and come back within 24 hours with an honest assessment.

💬
Message us on WhatsApp

Prefer to talk it through? Send us your visa type and we'll respond personally — usually same day.

Open WhatsApp →
Free eligibility check

Takes 2 minutes. We'll come back to you within 24 hours with an honest answer — including if we don't think we can help.

Reviewed by a real advisor

Your answers are checked by our education guidance team before we suggest any next step.

Only used to reply about this eligibility check.

Free eligibility check. No obligation. We'll tell you clearly if we don't think we can help.

✓
We've received your answers.

We'll come back to you within 24 hours with an honest first assessment. If your situation looks promising, we'll suggest a free call with our team. Either way, you'll have a real answer.

Still not sure? That's exactly why we exist.

You don't need to know the rules. You just need to tell us your situation. We'll do the rest.

📋
Take the eligibility check

Answer 4 quick questions online. We'll review and come back within 24 hours — honestly, either way.

Start the check →
💬
Message us on WhatsApp

Prefer a direct conversation? Send us your visa type and we'll respond personally — usually same day.

Open WhatsApp →

Free eligibility check · No obligation · We'll tell you clearly if we don't think we can help

Common questions

Everything you want to know before reaching out.

Honest answers. No sales language.

Yes — the eligibility check and initial consultation are completely free with no obligation. If you proceed further and enrol on a programme, fees may apply at that stage through our partner consultancy. We will always be clear about this before you commit to anything.
No. We are an independent education consultancy. We are not affiliated with Student Finance England, the Student Loans Company, or any UK government body. Eligibility is determined by SFE — not by us.
Yes. Student Finance England provides loans — not grants. They are repaid only when your earnings exceed a set threshold, under the same rules that apply to UK graduates. We will always be clear about this.
We'll tell you clearly and honestly. If there's another route or option worth knowing about, we'll mention it. We won't leave you without a real answer.
It means you must have been normally and lawfully living in the UK for the three years immediately before your course starts. Short absences — holidays, work trips — are usually acceptable. We assess this as part of the eligibility check.
We understand why you might wonder that. Not everyone qualifies, and we'll tell you clearly if you don't. Student Finance England is a real government scheme — the same one that funds degrees for UK citizens. Some people already living in the UK on certain visa types are eligible for it. Many don't know. We exist to help people find out — honestly and for free.
No. Checking your eligibility for student finance is completely separate from your visa status and does not affect it in any way.
Yes, in many cases. Student Finance England provides support for part-time courses too, though the rules differ slightly from full-time study. We assess both options during the consultation.

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